7th CPC pay matrix · DA 60% from 1 January 2026
Pay Level 12 salary: ₹1,26,992–₹1,48,512 in-hand
Pay Level 12 starts at a basic pay of ₹78,800 and rises to ₹2,09,200 over 34 annual increments. With Dearness Allowance at 60%, House Rent Allowance and Transport Allowance, a new entrant takes home roughly ₹1,26,992 in a Z-class town and ₹1,48,512 in a metro.
Entry salary breakdown (per month)
| City | Basic | DA 60% | HRA | TA + DA | Gross | NPS | In-hand* |
|---|---|---|---|---|---|---|---|
| X city (TPTA) | ₹78,800 | ₹47,280 | ₹23,640 | ₹11,520 | ₹1,61,240 | ₹12,608 | ₹1,48,512 |
| Y city | ₹78,800 | ₹47,280 | ₹15,760 | ₹5,760 | ₹1,47,600 | ₹12,608 | ₹1,34,872 |
| Z city | ₹78,800 | ₹47,280 | ₹7,880 | ₹5,760 | ₹1,39,720 | ₹12,608 | ₹1,26,992 |
*Before income tax and professional tax; CGEGIS also deducted. X city figures assume a higher-TA city. Try your exact cell in the salary calculator.
Level 12 pay matrix (all cells)
How pay grows at Level 12
Each year on 1 January or 1 July you move one cell down the column — a raise of about 3%, rounded to the nearest ₹100. DA is revised twice a year based on inflation (the next revision, 63% expected from 1 July 2026 (not yet notified)), and promotions move you to the next level at the cell equal to or just above your current pay.