7th CPC pay matrix · DA 60% from 1 January 2026
Pay Level 5 salary: ₹47,818–₹56,538 in-hand
Pay Level 5 starts at a basic pay of ₹29,200 and rises to ₹92,300 over 40 annual increments. With Dearness Allowance at 60%, House Rent Allowance and Transport Allowance, a new entrant takes home roughly ₹47,818 in a Z-class town and ₹56,538 in a metro.
Entry salary breakdown (per month)
| City | Basic | DA 60% | HRA | TA + DA | Gross | NPS | In-hand* |
|---|---|---|---|---|---|---|---|
| X city (TPTA) | ₹29,200 | ₹17,520 | ₹8,760 | ₹5,760 | ₹61,240 | ₹4,672 | ₹56,538 |
| Y city | ₹29,200 | ₹17,520 | ₹5,840 | ₹2,880 | ₹55,440 | ₹4,672 | ₹50,738 |
| Z city | ₹29,200 | ₹17,520 | ₹2,920 | ₹2,880 | ₹52,520 | ₹4,672 | ₹47,818 |
*Before income tax and professional tax; CGEGIS also deducted. X city figures assume a higher-TA city. Try your exact cell in the salary calculator.
Posts commonly at Level 5
- Railway Senior Clerk cum Typist & Junior Account Assistant (RRB NTPC graduate)
- Upper Division Clerk
Level 5 pay matrix (all cells)
How pay grows at Level 5
Each year on 1 January or 1 July you move one cell down the column — a raise of about 3%, rounded to the nearest ₹100. DA is revised twice a year based on inflation (the next revision, 63% expected from 1 July 2026 (not yet notified)), and promotions move you to the next level at the cell equal to or just above your current pay.